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EARN PASSIVE INCOME BACKED BY REAL LAND
Legacy Land Fund gives investors access to a niche segment of real estate most banks avoid: small, land-only loans. Instead of buying land, we lend to land buyers and earn interest on those loans.
Each loan is secured by the land itself through a first-lien mortgage, with conservative loan-to-value ratios typically between 45–65% and meaningful borrower cash invested upfront.
The fund uses no bank or institutional leverage. All loans are funded exclusively with investor capital, keeping the structure simple, transparent, and aligned.
OFFERING OVERVIEW
Reg D 506(c) Evergreen Private Credit Fund
Target Return
10% preferred return
Distributions
Monthly income designed to be consistent and predictable
Minimum Investment
$50,000
Commitment Term
12 months
Compounding Option
Investors may elect to reinvest distributions, increasing effective returns into the mid-teen range over time
Retirement Account Eligible
Invest using a self-directed IRA
Sample Investment
*$120,000 initial investment
earns $1,000 per month
A $120,000 investment generates about $1,000 per month, with the option to receive monthly cash distributions or automatically reinvest back into the fund.
CALCULATE returns with your own numbers
WHAT INVESTORS ARE SAYING...
“I’ve invested multiple times now, and I plan to keep going. Watching my capital grow steadily—knowing it’s in good hands—has given me real peace of mind.”
- Linda L.
LEGACY LAND FUND AT A GLANCE
Our track record reflects the strategy: stable, secure, and growing.
With investments spanning 31 states, Legacy Land Fund focuses on low-risk, land-backed opportunities structured to generate predictable monthly income.
We’ve secured 2,604 acres across 180+ properties, maintained an average 50% loan-to-value, and delivered 100% on-time distributions since launch.
Nearly 1 in 3 investors have made multiple investments, and over 76% have chosen the reinvestment option to compound returns over time.
MEET THE FUND MANAGERS
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Quinn
McArthur
Co-Founder | Managing Partner
Finance & Capital Strategy
Quinn leads fund finance, capital strategy, and investor relations, overseeing portfolio-level risk, deal structuring, and capital deployment across the fund. With over 10 years of experience in land investing and real estate development, Quinn has executed and participated in land acquisitions, subdivision projects, and land-backed lending strategies across multiple markets. A West Point graduate and former Green Beret, he brings a disciplined, process-driven approach to risk management, underwriting standards, and capital allocation.
Eric
Scharaga
Co-Founder | Managing Partner
Asset Management & Underwriting
Eric leads asset management and underwriting, overseeing loan performance, servicing strategies, borrower relationships, and workout execution across the portfolio. With over two decades of experience in real estate investing, Eric specializes in residential and commercial lending and default, including performing and non-performing loans, active bankruptcies, and vacant land. He began investing in real estate in 2002 and transitioned to full-time note investing as his primary focus. In 2020, Eric authored Lienlord, an introduction to mortgage note investing, and enjoys educating investors on creative seller-financing strategies and practical personal finance.
We are continuously drawn to the unique opportunities in the land industry and remain laser focused on conservative investment opportunities.
Results Driven Investment Approach
Explore the fund's investment model in depth with a complimentary copy of Eric's book, Lienlord.
Disclaimer: Founders are not CPAs, attorneys, or financial advisors and do not provide legal, tax, or financial advice. Seek out professional advice before making any investment decisions.
Copyright © 2024 Legacy Land Income Fund.